About RateScore
Independent, transparent mortgage rate forecasting, graded in public every week.
Why we exist
Most rate predictions are never checked. We publish a specific forecast every Monday and grade it every Thursday against the official weekly survey, so borrowers can judge for themselves whether to trust us.
What we are not
- Not a lender. We don't offer mortgages, rate locks, or rate quotes.
- Not affiliated with any government agency, Freddie Mac, Fannie Mae, or any GSE.
- Not an endorsement platform. Citing a source does not imply its endorsement.
- Not financial advice. Talk to a licensed loan officer before making decisions.
Data sources
- Freddie Mac Primary Mortgage Market Survey (freddiemac.com/pmms): weekly actuals
- Fannie Mae Economic & Strategic Research (fanniemae.com): published forecasts
- Mortgage Bankers Association (mba.org): published forecasts
- U.S. Treasury, Federal Reserve, Bureau of Labor Statistics: market and economic data
Developer & AI agent API
Machine-readable feeds for developers and AI agents, free to use with attribution to RateScore. People: use the tables on Live Rates or the CSV downloads.
| Feed | JSON endpoint (agents) | CSV (spreadsheets) |
|---|---|---|
| Latest forecast | GET https://getratescore.com/data/latest-forecast.json | latest-forecast.csv |
| Rates table | GET https://getratescore.com/data/rates-table.json | rates-table.csv |
| Scorecard | GET https://getratescore.com/data/scorecard.json | scorecard.csv |
| PMMS history (CSV only) | GET https://getratescore.com/data/pmms-history.json | pmms-history.csv |
| Drivers (CSV only) | GET https://getratescore.com/data/drivers.json | drivers.csv |
UTF-8 JSON with CORS enabled. Updated Mondays (forecast) and Thursdays (scorecard). Each driver carries its FRED series ID and observation date. Discovery: /sitemap.xml, /robots.txt.
Publisher
RateScore is an independent mortgage-rate forecast publication. It is not a lender, broker, or affiliate of any lender or GSE. Content is aggregation and commentary with cited public sources.
Contact
Email: hello@getratescore.com
Postal: RateScore · 110 Wentworth Terrace · Alpharetta, GA 30022
Corrections policy: when we get something wrong we fix it and say so on the page (see our Oct 26 miss). Press or data questions: same email.
Know where rates are heading before you lock.
- ✓ Monday forecast: 30-yr and 15-yr fixed
- ✓ Thursday scorecard vs. Freddie Mac PMMS
- ✓ Free. Double opt-in; unsubscribe anytime.